Empire Loan of New Bedford Payday Loans Review - New Bedford, Massachusetts

Your personal information is safe with us
4.8 289 reviews

1304 Acushnet Ave, New Bedford, MA 02746, USA
+1 (508) 997-1307
empireloan.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–6PM
Hours might differ
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

1999-11-20

Mailing Address

1130 WASHINGTON ST

BOSTON

MA

02118-2219

United States

Company Name

EMPIRE COLLATERAL LOAN CO., INC

EMPIRE COLLATERAL LOAN CO., INC

Contact Data

mgoldstein@empireloan.com

+1.6176959408

+1.6174235579

Testimonials

What people think about Empire Loan of New Bedford?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in New Bedford, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to access in New Bedford, Massachusetts. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Advantages of Empire Loan of New Bedford that offers payday loans in New Bedford, Massachusetts

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

Other Payday Lenders in New Bedford, Massachusetts

UniBank

29 Galaxy Pass, Sutton, MA 01590, USA

+1 (508) 917-8688

www.unibank.com

Corp Housing Equity

285 Third St, Cambridge, MA 02142, USA

+1 (617) 945-2784

Milford National Bank & Trust

286 Hartford Ave, Bellingham, MA 02019, USA

Walmart Money Center

50 Kittredge Ave, Tewksbury, MA 01876, USA

+1 (978) 851-6265

www.riamoneytransfer.com

Kiva

35 Concord St, North Reading, MA 01864, USA

+1 (978) 664-1486

www.kiva.org

Financial Foundations

1 Research Dr #100b, Westborough, MA 01581, USA

+1 (508) 620-1000

www.financial-foundations.com

Middlesex Savings Bank

6 Main St, Natick, MA 01760, USA

+1 (508) 653-0300

www.middlesexbank.com

Eastern Bank

486 Essex St, Lawrence, MA 01840, USA

+1 (978) 722-0096

www.easternbank.com

Berkshire Bank

116 Chelmsford St, Chelmsford, MA 01824, USA

+1 (978) 256-3333

www.berkshirebank.com