Align Credit Union Payday Loans Review - Methuen, Massachusetts

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70 East St, Methuen, MA 01844, USA
+1 (800) 942-9575
www.aligncu.com
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–2PM
Friday
9AM–12PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
Closed

Domain Info

Created Date

2013-01-31

Mailing Address

40 MARKET ST

LOWELL

MA

01852-1806

United States

Company Name

Align Credit Union

Align Credit Union

Contact Data

jdoulames@aligncu.com

+1.9783230662

Testimonials

What people think about Align Credit Union?

Below you read some of the opinions of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Methuen, Massachusetts

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Methuen, Massachusetts. The APR will be set specifically for each case and will depend on the personal information the person entered.

APR

23% small loan cap

Advantages of Align Credit Union that offers payday loans in Methuen, Massachusetts

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

Let's see

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