Empire Loan Payday Loans Review - Lynn, Massachusetts

Your personal information is safe with us

4.9 285 reviews

Organization owner?

431 Lynnway Route 1A, behind Honey Dew, Lynn, MA 01905, USA

+1 (781) 586-8383

empireloan.com

Friday

9AM–6PM

Saturday

9AM–6PM

Sunday

Closed

Monday
(Patriots' Day)

9AM–6PM

Hours might differ

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Domain Info

Mailing Address

1130 WASHINGTON ST

BOSTON

02118-2219

United States

Contact Data

mgoldstein@empireloan.com

+1.6176959408

+1.6174235579

Testimonials

Feedback about Empire Loan?

Here you see the feedback of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Lynn, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Lynn, Massachusetts is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

23% small loan cap

How will Empire Loan help issue a loan in Lynn, Massachusetts?

24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

25%

Healthcare Bills

28%

Traveling

21%

Car Repair

Clothes

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Lynn, ma review this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be ready to objectively assess financial solvency, issue a loan, repay the debt on schedule and not only solve current difficulties, but improve the credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see