Empire Loan Payday Loans Review - Lynn, Massachusetts

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4.9 285 reviews

431 Lynnway Route 1A, behind Honey Dew, Lynn, MA 01905, USA
+1 (781) 586-8383
empireloan.com
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–6PM
Hours might differ
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

1999-11-20

Mailing Address

1130 WASHINGTON ST

BOSTON

MA

02118-2219

United States

Company Name

EMPIRE COLLATERAL LOAN CO., INC

EMPIRE COLLATERAL LOAN CO., INC

Contact Data

mgoldstein@empireloan.com

+1.6176959408

+1.6174235579

Testimonials

Feedback about Empire Loan?

Here you see the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Lynn, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Lynn, Massachusetts is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

23% small loan cap

How will Empire Loan help issue a loan in Lynn, Massachusetts?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Lynn, ma review this circumstance not an obstacle to issue a loan. The recipient of a cash advance should be ready to objectively assess financial solvency, issue a loan, repay the debt on schedule and not only solve current difficulties, but improve the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

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