Metro Credit Union Payday Loans Review - Lawrence, Massachusetts

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3.9 27 reviews

215 S Broadway, Lawrence, MA 01843, USA
+1 (877) 696-3876
www.metrocu.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–6PM
Testimonials

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Here you see the reviews of our customers.
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Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Lawrence, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Lawrence, New York are taken out easily. The interest rate is dependent on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will Metro Credit Union help take out a loan in Lawrence, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Lawrence, New York may help enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the outcome.

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