GFA Federal Credit Union Payday Loans Review - Gardner, Massachusetts

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2.9 30 reviews

229 Parker St, Gardner, MA 01440, USA
+1 (978) 632-2542
gfafcu.com
Wednesday
9AM–4PM
Thursday
9AM–6PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1997-07-23

Mailing Address

Massachusetts

United States

Company Name

GFA Federal Credit Union

GFA Federal Credit Union

Testimonials

What people think about GFA Federal Credit Union?

Below you see some of the reviews of our clients.
Note

Pay Attention

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in Gardner, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Gardner, Massachusetts is are easy to get. The interest rate is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Advantages of GFA Federal Credit Union that offers payday loans in Gardner, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

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