Metro Credit Union Payday Loans Review - Chelsea, Massachusetts

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2.4 54 reviews

200 Revere Beach Pkwy, Chelsea, MA 02150, USA
+1 (877) 696-3876
www.metrocu.org
Saturday
8:30AM–1PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Testimonials

Feedback about Metro Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Chelsea, New York

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Chelsea, New York are issued easily. The interest percentage is conditional on the customer's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

25% small loan cap

How will Metro Credit Union help take out a loan in Chelsea, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Chelsea, ny consider this circumstance not a drawback to take out a loan. The customer of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only cope with current problems, but improve the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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