Citizens Bank Payday Loans Review - Cambridge, Massachusetts

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2.9 12 reviews

Organization owner?

689 Massachusetts Ave, Cambridge, MA 02139, USA

+1 (617) 779-2700

locations.citizensbank.com

Friday

9AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Monday
(Patriots' Day)

9AM–4PM

Hours might differ

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

What people think about Citizens Bank?

Below you get acquainted with some of the reviews of our customers.

Note

Pay Attention

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Cambridge, New York

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Cambridge, New York. The interest rate will be set specifically for each applicant and will depend on the personal data the borrower entered.

APR

25% small loan cap

Advantages of Citizens Bank that offers payday loans in Cambridge, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

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