Webster Bank Payday Loans Review - Cambridge, Massachusetts

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4.5 2 reviews

Organization owner?

1815 Massachusetts Ave, Cambridge, MA 02140, USA

+1 (617) 576-8790

public.websteronline.com

Friday

9AM–5PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–5PM

Domain Info

Mailing Address

145 BANK ST

WATERBURY

06702-2211

United States

Contact Data

dnsadmin@websterbank.com

+1.8606125223

Testimonials

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Further there will be given the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Cambridge, New York

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Cambridge, New York are issued problem-free. The interest rate is dependent on the borrower's personal information: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will Webster Bank help issue a payday loan in Cambridge, New York?

24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Cambridge, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see