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What people think about Cambridge Teachers Federal Credit Union?
Stay away!! They approve me for a loan but it’s been 5 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my funds.
Prof. Gilberto Hodkiewicz
The site does not work so I can not apply for the funds…
Marjory Considine
I took out payday loan from Cambridge Teachers Federal Credit Union twice. Paid back all my loans in a timely manner. Last week wanted to borrow more, but they approved me for only $100 ???
Palma Spencer
I tried to borrow funds from Cambridge Teachers Federal Credit Union. They declined me. Why then say they accept everyone even those with bad credit?? Choose another lender. Besides, got many calls with an offer to apply for a loan. I do not recommend this service.
Trinity Ullrich
Important
Now you can review general features of payday loans.
Payday Loans in Cambridge, New York
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may become an easy and speedy solution to a short-term problem in Cambridge, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.
25% small loan cap
Advantages of Cambridge Teachers Federal Credit Union that offers payday loans in Cambridge, New York
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Cambridge, Massachusetts
Greylock Federal Credit Union
150 West St, Pittsfield, MA 01201, USA
+1 (800) 207-5555
www.greylock.org
Pioneer Valley Credit Union
246 Brookdale Dr, Springfield, MA 01104, USA
+1 (413) 733-2800
www.pioneervalley.coop
American Consumer Credit Counseling, Inc
100 Erdman Way, Leominster, MA 01453, USA
+1 (978) 401-9176
www.consumercredit.com
Berkshire Bank
320 W Boylston St, West Boylston, MA 01583, USA
+1 (508) 853-0057
www.berkshirebank.com
Enterprise Bank ATM
160 Pearl St, Fitchburg, MA 01420, USA
+1 (877) 671-2265
www.enterprisebanking.com
MIT Federal Credit Union - Student Center Branch
Stratton Student Center, 84 Massachusetts Ave #116, Cambridge, MA 02139, USA
+1 (855) 648-2848
www.mitfcu.org