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What people think about North Cambridge Co-Operative Bank?
APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Alfreda Zboncak
I tried to borrow money from North Cambridge Co-Operative Bank. They declined me. Why then declare they approve everyone even those with poor credit?? Choose another lender. Moreover, got many mails with an offer to take out a cash advance loan. I do not recommend this company.
Johnpaul Jakubowski
This lender is a scam. I will never apply again. $20 goes towards loan and you keep $84 for interest.
Pinkie Murray Jr.
Pay Attention
Above there is information about a exact loan provider. Below you can read common aspects of payday loans.
Payday Loans in Cambridge, New York
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Cambridge, New York. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of North Cambridge Co-Operative Bank that offers payday loans in Cambridge, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save clients who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a cash advance if you are confident that you can afford payments without delays.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
Other Payday Lenders in Cambridge, Massachusetts
Diann M May | Fairway Independent Mortgage Corporation Loan Officer
40R Merrimac St Suite 301, Newburyport, MA 01950, USA
+1 (978) 499-4818
CFSC All Checks Cashed
282 Centre St, Jamaica Plain, MA 02130, USA
+1 (617) 983-3020
locations.cfsc.com
Merrimack Valley Credit Union, formerly known as Ocean Spray Employee Federal Credit Union
75 Main St, Bridgewater, MA 02324, USA
+1 (888) 894-9144
mvcu.com