Harvard University Employees Credit Union Payday Loans Review - Cambridge, Massachusetts

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3.6 28 reviews

104 Mt Auburn St, Cambridge, MA 02138, USA
+1 (617) 495-4460
huecu.org
Thursday
8:30AM–6PM
Friday
8:30AM–4:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4:30PM
Hours might differ
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Testimonials

Feedback about Harvard University Employees Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Cambridge, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue loans in Cambridge, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Harvard University Employees Credit Union help take out a loan in Cambridge, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Cambridge, ny consider this circumstance not an obstacle to take out a loan. The customer of a cash advance should be prepared to objectively estimate financial abilities, issue a loan, pay back the debt on schedule and not only resolve current issues, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

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