Metro Credit Union Payday Loans Review - Boston, Massachusetts

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3.2 55 reviews

1071 Massachusetts Ave, Boston, MA 02118, USA
+1 (877) 696-3876
www.metrocu.org
Friday
8:30AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–6PM
Testimonials

What people think about Metro Credit Union?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a precise financial institution. But below you can read general data about payday loans.

Payday Loans in Boston, New York

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Boston, New York. The APR will be set individually for each applicant and will depend on the personal data the consumer filled in.

APR

25% small loan cap

Advantages of Metro Credit Union that offers payday loans in Boston, New York

  • 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

12%
Treatment

9%
Vacation

7%
Clothes

5%
Home improvement

5%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can help people who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a cash advance if you are assured that you can afford payments in a timely manner.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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