ACE Cash Express Payday Loans Review - Temple Hills, Maryland

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4.6 86 reviews

Organization owner?

2332 Iverson St, Temple Hills, MD 20748, USA

7 years in business

+1 (301) 702-3501

www.acecashexpress.com

Thursday

9AM–7PM

Friday

9AM–8PM

Saturday

9AM–6PM

Sunday

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Domain Info

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Contact Data

domains@acecashexpress.com

+1.9725505029

Testimonials

What people think about ACE Cash Express?

Below you get acquainted with some of the opinions of our customers.

Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Temple Hills, Maryland

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Temple Hills, Maryland. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

33% APR cap (2.75% a month)

Advantages of ACE Cash Express that offers payday loans in Temple Hills, Maryland

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

23%

Treatment

16%

Vacation

13%

Clothes

10%

Home improvement

10%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments punctually.

To get approved for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see