SECU Credit Union Payday Loans Review - Cumberland, Maryland

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5 3 reviews
Organization owner?
12200 Winchester Rd SW, La Vale, MD 21502, USA
+1 (800) 879-7328
www.secumd.org
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

Feedback about SECU Credit Union?

Here you get acquainted with the feedback of our clients.

I often issue a cash advance to a card in SECU Credit Union. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Estelle Frami

It was necessary to enhance the credit history, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I addressed SECU Credit Union. The history improved after several loans paid off.

Gordon Wisoky

I suffered a difficult situation in my life. I urgently needed extra money. This company helped me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Raphaelle Boyer

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Abelardo Krajcik

Good service with a favorable rate. Money transferred immediately, I always use SECU Credit Union.

Gideon Bins

Only an ID is needed to submit an application. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Keagan Glover

SECU Credit Union is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on due date. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Daniella Lesch

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Cumberland, Rhode Island

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Cumberland, Rhode Island is taken out easily and fast. The interest percentage is set considering the category of the client: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will SECU Credit Union help take out a payday loan in Cumberland, Rhode Island?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Cumberland, Rhode Island. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

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Money Center Ltd

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