ACT 1st Federal Credit Union Payday Loans Review - Cumberland, Maryland

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4.5 4 reviews
Organization owner?
11905 Messick Rd SE, Cumberland, MD 21502, USA
+1 (301) 729-8015
www.act1stfcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Mailing Address
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Testimonials

Feedback about ACT 1st Federal Credit Union?

Here you grapple with the feedback of our clients.

The payday loan is deposited easily and quickly. There is a minus - a great commission when returning a loan.

Salvador Christiansen

ACT 1st Federal Credit Union applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Tia Dare MD

Thanks to the team of ACT 1st Federal Credit Union. Fast solution of the arisen problems, quick decision on the cash advance. I definitely recommend this company.

Mr. Alek Hermiston IV

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Haylie Stracke

I had an unpleasant situation in my life. I emergenctly required extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Audreanne McCullough

Note

Pay Attention

Above-specified info offers the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Cumberland, Rhode Island

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and fast to take out loans in Cumberland, Rhode Island. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will ACT 1st Federal Credit Union help issue a loan in Cumberland, Rhode Island?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Cumberland, ri review this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only handle current difficulties, but improve the credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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