ACE Cash Express Payday Loans Review - Baltimore, Maryland

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4.4 56 reviews

1251 W Pratt St, Baltimore, MD 21223, USA
+1 (410) 576-2496
www.acecashexpress.com
Friday
9AM–8PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Company Name

Domain Administrator

ACE Cash Express

Contact Data

domains@acecashexpress.com

+1.9725505029

Testimonials

Feedback about ACE Cash Express?

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Pay Attention

Above-shown info offers the details about a certain lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Baltimore, Maryland

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Hassle-free financial products are considered as payday loans in Baltimore, md. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

33% APR cap (2.75% a month)

How will ACE Cash Express help issue a payday loan in Baltimore, Maryland?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Baltimore, md will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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