Camden National Bank Payday Loans Review - Wiscasset, Maine

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3.3 6 reviews

Organization owner?

52 Bath Rd, Wiscasset, ME 04578, USA

+1 (207) 882-7571

www.camdennational.com

Thursday

9AM–3PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

9AM–3PM

Hours might differ

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Domain Info

Feedback about Camden National Bank?

Here you read the feedback of our customers.

Note

Pay Attention

Above-defined info provides the details about a definite lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Wiscasset, Maine

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Wiscasset, Maine is issued simply and quickly. The interest rate is specified depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Camden National Bank help issue a payday loan in Wiscasset, Maine?

24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Wiscasset, Maine. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see