Bangor Savings Bank Payday Loans Review - Waterville, Maine

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4.4 13 reviews

366 Main St, Waterville, ME 04901, USA
+1 (207) 861-8931
www.bangor.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1996-03-11

Mailing Address

ME

United States

Company Name

Bangor Savings Bank

Bangor Savings Bank

Testimonials

What people think about Bangor Savings Bank?

Below you see some of the reviews of our clients.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Waterville, New York

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Waterville, New York is are simple to get. The interest rate is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Bangor Savings Bank that offers payday loans in Waterville, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

Other Payday Lenders in Waterville, Maine

cPort Credit Union

35 Middle St, Portland, ME 04101, USA

+1 (207) 305-0020

www.cportcu.org

Camden National Bank

18 Main St, Winthrop, ME 04364, USA

+1 (207) 377-3159

www.camdennational.com

Back River Financial Group

690 Maine Ave, Farmingdale, ME 04344, USA

+1 (207) 622-3772

backrivergroup.com

Northeast Credit Union

45 Portland Rd, Kennebunk, ME 04043, USA

+1 (888) 436-1847

necu.org

Downeast Credit Union

94 Main St, Topsham, ME 04086, USA

+1 (207) 373-1674

www.downeastcu.com

Franklin Savings Bank

Customer Service, 197 Main St, Farmington, ME 04938, USA

+1 (207) 778-3339

www.franklinsavings.bank

Bangor Savings Bank

89 Main St, Bucksport, ME 04416, USA

+1 (207) 469-5992

www.bangor.com

Camden National Bank

16 Topsham Fair Mall Rd, Topsham, ME 04086, USA

+1 (207) 798-5545

www.camdennational.com

Machias Savings Bank

210 North St, Calais, ME 04619, USA

+1 (207) 454-7178

www.machiassavings.bank