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What people think about New Dimensions Federal Credit Union?
Awesome service. Loan department is top notch. They always go out the way for all of our banking needs! Thank you!
Brionna Purdy MD
Awesome people❤ through out the company!!!
Israel Schroeder
Time to look for a new place to do business with.
Mr. Edmund Ernser IV
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Waterville, New York
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
It is hassle-free and fast to get approved for payday loans in Waterville, New York. The interest rate will be set specifically for each case and will depend on the personal data the borrower filled in.
25% small loan cap
Advantages of New Dimensions Federal Credit Union that offers payday loans in Waterville, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
Other Payday Lenders in Waterville, Maine
Eastmill Federal Credit Union
60 Main St, East Millinocket, ME 04430, USA
+1 (207) 746-3428
www.eastmillfcu.org
Camden National Bank
36 Portland Rd, Kennebunk, ME 04043, USA
+1 (207) 985-9222
www.camdennational.com
Edward Jones - Financial Advisor: Gretchen R Morse, CFP®
455 Main St, Presque Isle, ME 04769, USA
+1 (207) 764-0802
www.edwardjones.com
Notre Dame Federal Credit Union
278 State St, Brewer, ME 04412, USA
+1 (207) 862-6500
www.notredamefcu.com
Five County Credit Union
Inside Wal-Mart, 30 Landing Rd, Windham, ME 04062, USA
+1 (800) 750-0959
www.fivecounty.com
Franklin Savings Bank Business Center
130 Oak St #9, Ellsworth, ME 04605, USA
+1 (207) 610-5068
www.franklinsavings.bank