Bar Harbor Bank & Trust Payday Loans Review - Waterville, Maine

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3.7 3 reviews

335 Main St, Waterville, ME 04901, USA
+1 (207) 877-9900
www.barharbor.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about Bar Harbor Bank & Trust?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Waterville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Waterville, New York. The entire process is straightforward. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Bar Harbor Bank & Trust that offers payday loans in Waterville, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Waterville, ny work with borrowers with poor credit. You can request a bad credit payday loan online at any time of the day and if approved could have the funds in your account within several hours.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Waterville, Maine

KeyBank

172 Maine St, Brunswick, ME 04011, USA

+1 (207) 729-2600

www.key.com

Jean J St Pierre - Ameriprise Financial Services, LLC

62 Main St, Topsham, ME 04086, USA

+1 (207) 729-0137

www.ameripriseadvisors.com

Partners Bank

900 Main St, Sanford, ME 04073, USA

+1 (888) 226-5747

www.partnersbankonline.com

Citizens Bank ATM

10 Main St, Gray, ME 04039, USA

www.citizensbank.com

TD Bank

730 US-1, Yarmouth, ME 04096, USA

+1 (207) 846-9766

locations.td.com

Camden National Bank ATM

80 Exchange St, Bangor, ME 04401, USA

www.camdennational.com

KeyBank

2 Scamman St, Saco, ME 04072, USA

+1 (207) 283-3631

www.key.com

Town and Country Federal Credit Union

557 Main St, South Portland, ME 04106, USA

+1 (207) 773-5656

www.tcfcu.com

Gorham Savings Bank Operations Center

10 Wentworth Dr, Gorham, ME 04038, USA

+1 (207) 839-4796

www.gorhamsavings.bank