Domain Info
What people think about Kennebec Savings Bank?
I love the “family feel“ in this bank.
Mr. Reyes Mosciski IV
Well kept friendly local bank.
Rowland Ankunding
There is absolutely nothing that feels like a "home town bank".
Orion Conn
Pay Attention
The previous three items describe a peculiar lender. But below you can find common data about payday loans.
Payday Loans in Waterville, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Waterville, New York. The entire process is effortless. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
25% small loan cap
Advantages of Kennebec Savings Bank that offers payday loans in Waterville, New York
- 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.
Other Payday Lenders in Waterville, Maine
Kennebec Savings Bank
226 Main St, Waterville, ME 04901, USA
+1 (207) 872-5563
www.kennebecsavings.bank
ATM (Key Bank)
471 Main St, Springvale, ME 04083, USA
Northeast Bank Insurance Group: Caron Lyne
235 Western Ave, Augusta, ME 04330, USA
+1 (207) 622-3188
www.northeastbank.com
Camden National Bank
M & M Place, 6, Machias, ME 04654, USA
+1 (207) 255-0041
www.camdennational.com
Terry Lemay - Mortgage Loan Officer
1067 Union St, Bangor, ME 04401, USA
+1 (207) 200-1016
www.tdbank.com