Val Shell's Pawn Shop Payday Loans Review - Waterville, Maine

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3.1 10 reviews

Organization owner?

3 Spring St, Waterville, ME 04901, USA

+1 (207) 873-6324

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

10AM–5PM

Hours might differ

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Testimonials

What people think about Val Shell's Pawn Shop?

Below you see some of the testimonials of our customers.

Note

Pay Attention

Above there is information about a definite lender. Below you can see common features of payday loans.

Payday Loans in Waterville, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your temporary financial difficulties in Waterville , New York because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

25% small loan cap

Advantages of Val Shell's Pawn Shop that offers payday loans in Waterville, New York

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
High approval rates. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to find out the definite cost of the cash advance loan even before applying.

Let's see