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What people think about Downeast Credit Union?
Great place Glade to have a account with them great ATM
Wanda Kirlin
Everyone has been great to work with.
Mary Renner IV
If I call within last half hour they hang up on me.
Verdie Fadel DDS
I have an auto loan through them. I set up automatic payments that never seemed to happen so I still have to pay many manually. Their hours make it difficult to make …
Kelly Lakin
Great place Glade to have a account with them great ATM
Denis Langworth MD
Important
The above-given information provides the details about a peculiar financial institution. The information below is about general information about payday loans.
Payday Loans in Topsham, Maine
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Topsham, Maine is are easy to get. The interest rate is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Downeast Credit Union that offers payday loans in Topsham, Maine
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out cash advances?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.
Other Payday Lenders in Topsham, Maine
Bank of America Financial Center
1 City Center, Portland, ME 04101, USA
+1 (207) 874-5576
locators.bankofamerica.com
Community Concepts Finance Corp.
17 Market Square, South Paris, ME 04281, USA
+1 (207) 739-6545
www.mainebusinesslending.com
Bank of America ATM (Drive-thru)
478 US-1, Yarmouth, ME 04096, USA
+1 (844) 401-8500
locators.bankofamerica.com
