Bar Harbor Bank & Trust Payday Loans Review - Southwest Harbor, Maine

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5 reviews

314 Main St, Southwest Harbor, ME 04679, USA
+1 (207) 244-3314
www.barharbor.bank
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Testimonials

Feedback about Bar Harbor Bank & Trust?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Southwest Harbor, Maine

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to issue loans in Southwest Harbor, Maine. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Bar Harbor Bank & Trust help take out a payday loan in Southwest Harbor, Maine?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Southwest Harbor, Maine. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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