Lincoln Financial Group Payday Loans Review - South Portland, Maine

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60 Settler Rd, South Portland, ME 04106, USA
7 years in business
+1 (207) 774-1113
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you read the feedback of our clients.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in South Portland, Maine

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and fast to take out loans in South Portland, Maine. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Lincoln Financial Group help issue a loan in South Portland, Maine?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in South Portland, Maine. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in South Portland, Maine

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Walmart Money Center

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Bar Harbor Bank & Trust

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Bar Harbor Bank & Trust - ATM

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First National Bank

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Walmart Money Center

379 South St, Calais, ME 04619, USA

+1 (207) 454-8178

www.walmart.com

Sebasticook Valley Federal Credit Union

505 Somerset Ave, Pittsfield, ME 04967, USA

+1 (207) 487-5576

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Acadia Federal Credit Union

907 Main St, St Francis, ME 04774, USA

+1 (207) 398-3421

acadiafcu.org

RepubliCash, LLC

895 Lisbon St, Lewiston, ME 04240, USA

+1 (207) 782-3510

www.republicash.com