Northeast Credit Union Payday Loans Review - Sanford, Maine

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3.7 11 reviews

48 Alfred Rd, Sanford, ME 04073, USA
+1 (888) 436-1847
necu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Holiday hours
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

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Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Sanford, Maine

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Sanford, Maine is issued easily and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Northeast Credit Union help take out a payday loan in Sanford, Maine?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Sanford, me will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

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The County Federal Credit Union

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Five County Credit Union

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TD Bank

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Camden National Bank

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John Hughes - Ameriprise Financial Services, LLC

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Citizens Bank ATM

53 Main St, Livermore Falls, ME 04254, USA

www.citizensbank.com

TD Bank

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locations.td.com

Bangor Savings Bank

106 Main St, Belfast, ME 04915, USA

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www.bangor.com

Bangor Savings Bank

289 Camden Rd, Warren, ME 04864, USA

+1 (207) 273-4030

www.bangor.com