PeoplesChoice Credit Union Payday Loans Review - Sanford, Maine

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4.3 12 reviews

39 Country Club Rd, Sanford, ME 04073, USA
+1 (207) 490-2000
www.peopleschoicecreditunion.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

2005-12-08

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

jn2ff9jk3ey@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about PeoplesChoice Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Sanford, Maine

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Sanford, Maine is taken out simply and fast. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will PeoplesChoice Credit Union help take out a loan in Sanford, Maine?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to take out a loan. The lender review many aspects such as financial abilities to approve the application. Cash advance in Sanford, Maine may help level up your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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