Saco Valley Credit Union Payday Loans Review - Saco, Maine

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3.7 9 reviews

Organization owner?

312 Main St, Saco, ME 04072, USA

+1 (207) 282-6169

www.sacovalley.org

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

9AM–4PM

Hours might differ

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–5PM

Friday

9AM–5PM

Domain Info

What people think about Saco Valley Credit Union?

Below you get acquainted with some of the testimonials of our clients.

Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Saco, Maine

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Saco, Maine is are simple to get. The APR is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Saco Valley Credit Union that offers payday loans in Saco, Maine

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help consumers who have low credit scores or have no credit history. But we recommend you that as with any debt you should only dare applying for a payday loan if you are certain that you can make payments on scheduled.

To get approved for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see