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What people think about Downeast Credit Union?
Friendly good service good hours
Pattie Vandervort
Love this place,Good place to do your business....
Berta Littel
Banking services above par to any of the local local "banks" .
Mrs. Aracely Reichert V
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Now you can read general aspects of payday loans.
Payday Loans in Richmond, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Online payday loans can be the right solution to your temporary financial problems in Richmond , Massachusetts because they are easily obtained and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
23% small loan cap
Advantages of Downeast Credit Union that offers payday loans in Richmond, Massachusetts
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments without delays.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to find out the real cost of the payday loan even before applying.
Other Payday Lenders in Richmond, Maine
Edward Jones - Financial Advisor: Jessica Szafranski
12 Elm St Suite 1, Gorham, ME 04038, USA
+1 (207) 222-0654
www.edwardjones.com
