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What people think about Camden National Bank?
Last week I needed $1000 to cover utility bills. I decided to contact Camden National Bank. They only approved me for $500 but the process itself was legit, and their rates were good.
Prof. Augustine Macejkovic MD
Camden National Bank rescued me in a hard time. They approved me for a payday loan although I had credit problems. The process was as easy as possible and quick. I wanna say thanks for their 24/7 customer support service and affordable rates. I will surely recommend this loan provider to my family and friends.
Milton Kreiger
Fast application. I only entered an ID and a bank account. Very quick processing. The first time I was approved for $400 only. Hope the limit will increase next time. APR is reasonable. Paid back the debt early. If necessary, the term can be also extended.
Claud Dickinson
They only ask for an ID to get approve. Last year I was broke and needed some cash to survive. These guys accepted me although I had a low credit score. Fast and legit process. Very happy!!
Mr. Paolo Wolff
I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this lender for their affordable rates. Other lenders in my area charge sky high interest!
Marjory Macejkovic
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Richmond, Massachusetts
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Richmond, Massachusetts is are simple to access. The APR is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
23% small loan cap
Advantages of Camden National Bank that offers payday loans in Richmond, Massachusetts
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Richmond, Maine
Cumberland County Federal Credit Union
808 Roosevelt Trail, Windham, ME 04062, USA
+1 (207) 892-3359
www.myccfcu.com
New Dimensions Federal Credit Union
72 Cony St, Augusta, ME 04330, USA
+1 (207) 430-0779
newdimensionsfcu.com
ATM (Key Bank)
369 Main St, Norway, ME 04268, USA
ATM (Key Bank)
471 Main St, Springvale, ME 04083, USA
Machias Savings Bank
9 Dyer St, Presque Isle, ME 04769, USA
+1 (207) 768-3222
www.machiassavings.bank
Bangor Savings Bank
Shopping Center, 425 Wilson St, Brewer, ME 04412, USA
+1 (207) 989-1944
www.bangor.com