University Credit Union - University of Maine at Presque Isle Payday Loans Review - Presque Isle, Maine

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4 reviews

181 Main St, Presque Isle, ME 04769, USA
+1 (800) 696-8628
www.ucumaine.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine

United States

Company Name

University Credit Union

University Credit Union

Testimonials

Feedback about University Credit Union - University of Maine at Presque Isle?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Presque Isle, Maine

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Presque Isle, Maine is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will University Credit Union - University of Maine at Presque Isle help take out a payday loan in Presque Isle, Maine?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Presque Isle, me consider this circumstance not a hindrence to issue a loan. The client of a cash advance should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on time and not only resolve current issues, but improve the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Presque Isle, Maine

KeyBank

251 Main St, Ogunquit, ME 03907, USA

+1 (207) 646-9450

www.key.com

RepubliCash, LLC

682 Main St, South Portland, ME 04106, USA

+1 (207) 774-7680

www.republicash.com

Bangor Savings Bank

4 Prospect Avenue, Lincoln, ME 04457, USA

+1 (207) 794-6765

www.bangor.com

Bar Harbor Bank & Trust

21 Main St, Blue Hill, ME 04614, USA

+1 (207) 374-5600

www.barharbor.bank

Bangor Savings Bank

871 Hammond St, Bangor, ME 04402, USA

+1 (207) 990-5716

www.bangor.com

Machias Savings Bank

96 Cottage St, Bar Harbor, ME 04609, USA

+1 (207) 288-5826

www.machiassavings.bank

Camden National Bank

79 Main St, Newport, ME 04953, USA

+1 (207) 368-4382

www.camdennational.com

Norway Savings Bank

1 Harrison Rd, Bridgton, ME 04009, USA

+1 (207) 647-3344

www.norwaysavings.bank

Infinity Federal Credit Union

1298 Alfred St, Arundel, ME 04046, USA

+1 (207) 854-6000

www.infinityfcu.com