University Credit Union - Forest Avenue Payday Loans Review - Portland, Maine

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3.3 12 reviews

391 Forest Ave, Portland, ME 04101, USA
+1 (800) 696-8628
www.ucumaine.com
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine

United States

Company Name

University Credit Union

University Credit Union

Testimonials

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Pay Attention

Above-defined info offers the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Portland, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and quick to take out loans in Portland, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will University Credit Union - Forest Avenue help take out a loan in Portland, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Portland, New York. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the loan. It takes seconds to see the outcome.

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