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What people think about TruChoice Federal Credit Union?
My grandmother has done her banking here b4 i was born..& shes 90yrs old!
Dr. Eldon Rogahn
They know my name when I walk in, treat me like family.
Agustin McCullough
I had a problem with my debit card Jessica was extremely helpful.
Savannah Kozey
I’m extremely happy with the service and my new phone!
Asa Weissnat
Seating with charging stations while you wait.
Mr. Keanu Koss
Extremely knowledgeable and helpful staff!
Christy O'Kon
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Now you can read general features of payday loans.
Payday Loans in Portland, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Portland, New York is are simple to access. The APR is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of TruChoice Federal Credit Union that offers payday loans in Portland, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can help consumers who have poor credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a payday loan if you are confident that you can make payments in good time.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
Other Payday Lenders in Portland, Maine
The County Federal Credit Union
776 Main St, Presque Isle, ME 04769, USA
+1 (207) 768-5051
www.countyfcu.org
Infinity Federal Credit Union
202 Larrabee Rd, Westbrook, ME 04092, USA
+1 (207) 854-6000
www.infinityfcu.com
First Federal Bank
Main St, Damariscotta, ME 04543, USA
Edward Jones - Financial Advisor: Deb DeColfmacker
49 B Portland St, South Berwick, ME 03908, USA
+1 (207) 384-5793
www.edwardjones.com
Kennebec Savings Bank
117 Riverside Dr, Augusta, ME 04330, USA
+1 (207) 622-5801
www.kennebecsavings.bank
