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What people think about Infinity Federal Credit Union?
Said I was approved for a cash advance loan. Have been waiting 2 days, still no funds I my account. I suppose it’s fraud.
Baron Greenholt
Applied for a payday loan second time. Got denied! No idea for what reason! No explanation. Tricky service.
Antonette Lakin
Too high interest rate. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was bad too. The lady in the office was very racist. Not recommended. Better seek another lender.
Monserrat O'Reilly V
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Below you can review general information about payday loans and their common features.
Payday Loans in Portland, New York
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the right solution to your short-term financial problems in Portland , New York because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
25% small loan cap
Advantages of Infinity Federal Credit Union that offers payday loans in Portland, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments without delays.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.
Other Payday Lenders in Portland, Maine
Edward Jones - Financial Advisor: Karen H Fuller
2 McConkey Rd Suite 2, Gray, ME 04039, USA
+1 (207) 657-6238
www.edwardjones.com
ATM (Key Bank)
5 Commercial St, Rockport, ME 04856, USA
Trademark Federal Credit Union
44 Edison Dr, Augusta, ME 04330, USA
+1 (800) 696-1146
www.trademarkfcu.org
Town & Country Federal Credit Union
170 Ocean St, South Portland, ME 04106, USA
+1 (207) 767-7419
www.tcfcu.com
Bank of America ATM
173 Main St, Ogunquit, ME 03907, USA
+1 (844) 401-8500
locators.bankofamerica.com