Cumberland County Federal Credit Union Payday Loans Review - Portland, Maine

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3.7 6 reviews

Organization owner?

1345 Washington Ave, Portland, ME 04103, USA

+1 (207) 797-6492

www.myccfcu.com

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

8:30AM–4:30PM

Hours might differ

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Domain Info

Feedback about Cumberland County Federal Credit Union?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Portland, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Portland, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Cumberland County Federal Credit Union help issue a loan in Portland, New York?

24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Portland, ny review this circumstance not an obstacle to issue a loan. The client of a loan should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on schedule and not only resolve current issues, but enhance the credit rating.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

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