Bangor Savings Bank Payday Loans Review - Portland, Maine

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4.8 5 reviews

Organization owner?

180 Middle St, Portland, ME 04103, USA

www.bangor.com

Saturday

10AM–3PM

Sunday

Closed

Monday
(Patriots' Day)

8AM–5:30PM

Hours might differ

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

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Here you read the reviews of our customers.

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Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Portland, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Portland, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Bangor Savings Bank help take out a payday loan in Portland, New York?

24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

16%

Healthcare Bills

18%

Traveling

14%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Portland, New York. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as APR.

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