Evergreen Credit Union Payday Loans Review - Portland, Maine

Your personal information is safe with us
3.9 17 reviews

225 Riverside St, Portland, ME 04103, USA
+1 (207) 221-5000
www.egcu.org
Saturday
9AM–1PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4PM
Hours might differ
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Testimonials

Feedback about Evergreen Credit Union?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Portland, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Portland, New York is issued easily and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Evergreen Credit Union help issue a payday loan in Portland, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Portland, New York. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Portland, Maine

Citizens Bank ATM

801 Washington Ave, Portland, ME 04103, USA

www.citizensbank.com

Citizens Bank ATM

65 Madison Ave, Skowhegan, ME 04976, USA

www.citizensbank.com

Bangor Savings Bank

17 E Main St, Searsport, ME 04974, USA

+1 (207) 548-6065

www.bangor.com

TD Bank

9 Market St, South Portland, ME 04106, USA

+1 (207) 767-5573

locations.td.com

ATM (Key Bank)

135 Main St, Freeport, ME 04032, USA

+1 (207) 865-4472

www.key.com

People's United Bank

350 Fore St, Portland, ME 04101, USA

+1 (207) 828-3050

branches.peoples.com

Walmart Money Center

24 Walton Dr, Brewer, ME 04412, USA

+1 (207) 989-5068

www.walmart.com

Skowhegan Savings Bank

134 Hannaford Dr, Farmington, ME 04938, USA

+1 (207) 778-0302

www.skowhegan.com

Bank of America ATM

366 US-1, Kittery, ME 03904, USA

+1 (844) 401-8500

locators.bankofamerica.com