NBT Bank Payday Loans Review - Portland, Maine

Your personal information is safe with us
2.8 4 reviews

5 Widgery Wharf 3rd floor, Portland, ME 04101, USA
+1 (207) 808-4492
www.nbtbank.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–3PM
Hours might differ
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM

Vista

CA

92081

United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

Testimonials

What people think about NBT Bank?

Below you find some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a peculiar financial institution. But below you can read general details about payday loans.

Payday Loans in Portland, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Portland, New York. The interest rate will be set individually for each consumer and will depend on the personal details the borrower provided.

APR

25% small loan cap

Advantages of NBT Bank that offers payday loans in Portland, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Portland, Maine

Casco Federal Credit Union

393 Ossipee Trail E, Gorham, ME 04038, USA

+1 (207) 839-5588

www.cascofcu.com

Norway Savings Bank

47 Topsham Fair Mall Rd, Topsham, ME 04086, USA

+1 (207) 725-5950

www.norwaysavings.bank

Franklin Savings Bank

155 Congress St, Rumford, ME 04276, USA

+1 (207) 364-7866

www.franklinsavings.bank

Michael Secord, Bankers Life Securities Financial Representative

360 US-1 Ste 202, Scarborough, ME 04074, USA

+1 (207) 536-2742

agents.bankerslife.com

RepubliCash, LLC

1124 Brighton Ave, Portland, ME 04102, USA

+1 (207) 773-5067

www.republicash.com

KeyBank

300 Main St, Wilton, ME 04294, USA

+1 (207) 645-2591

www.key.com

Bank of America ATM

25-27 Main St, Westbrook, ME 04102, USA

+1 (844) 401-8500

locators.bankofamerica.com

KeyBank

162 High St, Ellsworth, ME 04605, USA

+1 (207) 669-3055

www.key.com

MoneyGram

615 Wilton Rd, Farmington, ME 04938, USA

+1 (207) 778-5344

locations.moneygram.com