Citizens Bank Commercial Lending Payday Loans Review - Portland, Maine

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3 reviews

100 Middle St # 1, Portland, ME 04101, USA
+1 (207) 871-1110
www.citizensbank.com
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
10AM–4PM
Sunday
(Easter)
10AM–4PM
Hours might differ
Monday
10AM–4PM
Tuesday
Closed
Wednesday
Closed

Domain Info

Created Date

1995-08-15

Mailing Address

RI

United States

Company Name

Citizens Financial Group Inc

Citizens Financial Group Inc

Testimonials

Feedback about Citizens Bank Commercial Lending?

Here you see the reviews of our clients.
Note

Pay Attention

Above-defined info offers the details about a definite lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Portland, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Portland, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

25% small loan cap

How will Citizens Bank Commercial Lending help issue a payday loan in Portland, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Portland, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

Let's see

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