University Credit Union - Memorial Union Payday Loans Review - Orono, Maine

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5748 Memorial Union, Orono, ME 04469, USA
+1 (800) 696-8628
www.ucumaine.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine

United States

Company Name

University Credit Union

University Credit Union

Testimonials

Feedback about University Credit Union - Memorial Union?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Orono, Maine

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Orono, me. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will University Credit Union - Memorial Union help issue a payday loan in Orono, Maine?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Orono, Maine. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Orono, Maine

Walmart Money Center

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+1 (207) 623-8223

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ATM (Key Bank)

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Infinity Federal Credit Union

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+1 (207) 854-6000

www.infinityfcu.com

Skowhegan Savings Bank

2484 Main St, Rangeley, ME 04970, USA

+1 (207) 864-3321

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Camden National Bank

130 Community Dr, Augusta, ME 04330, USA

+1 (207) 621-2432

www.camdennational.com

Northeast Credit Union

48 Alfred Rd, Sanford, ME 04073, USA

+1 (888) 436-1847

necu.org

KeyBank

5 Hannaford Dr, Scarborough, ME 04074, USA

+1 (207) 883-4344

www.key.com

Coldwell Banker Rizzo Mattson Realtors

219 Capitol St, Augusta, ME 04330, USA

+1 (207) 622-9000

rizzomattson.com

Martin Michael

28 Vannah Ave, Portland, ME 04103, USA

+1 (207) 775-2424

expressloansofamerica.com