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What people think about Penobscot County Federal Credit Union?
Penobscot County Federal Credit Union seems fair. Used it twice. The first payday loan approved was small – $100, but next time the limit was increased to $1000. Closed the loan as agreed. The employees were professional, they gave immediate answers to all my questions. No delays. But their interest rates are not the lowest on the net.
Charlotte West IV
I have already applied this lender 3 times and I was very satisfied with the rates. This is the only day and night website with affordable rates in my city.
Loraine Hudson
Important
The previous three items describe a peculiar company. But below you can read general data about payday loans.
Payday Loans in Old Town, Maine
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Old Town, Maine is are easy to get. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Penobscot County Federal Credit Union that offers payday loans in Old Town, Maine
- 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
Payday loans are perfect for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Old Town, me accept consumers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the money in your account within several hours.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
Other Payday Lenders in Old Town, Maine
Charles White - Ameriprise Financial Services, LLC
24 Bay View St Ste 2, Camden, ME 04843, USA
+1 (207) 230-7200
www.ameripriseadvisors.com
The County Federal Credit Union
232 Main St, Fort Fairfield, ME 04742, USA
+1 (207) 472-5710
www.countyfcu.org
TIAA Financial Services
4 City Center 2nd Floor, Portland, ME 04101, USA
+1 (207) 747-6513
locations.tiaa.org
Great Falls Regional Federal Credit Union
34 Bates St, Lewiston, ME 04240, USA
+1 (207) 782-7192
www.greatfallsfcu.com
Bangor Savings Bank
180 Waterman Drive Mill Creek Shopping Plaza, South Portland, ME 04106, USA
+1 (207) 767-0814
www.bangor.com
Skowhegan Savings Bank ATM
90 Waterville Rd, Skowhegan, ME 04976, USA
+1 (800) 303-9511
www.skowhegan.com