Machias Savings Bank Payday Loans Review - Lincoln, Maine

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4.8 8 reviews

6 Penobscot Valley Ave, Lincoln, ME 04457, USA
+1 (207) 794-2500
www.machiassavings.bank
Thursday
8AM–4PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–4PM
Hours might differ
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Testimonials

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Above-defined info offers the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Lincoln, Massachusetts

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Lincoln, ma. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

23% small loan cap

How will Machias Savings Bank help take out a loan in Lincoln, Massachusetts?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Lincoln, Massachusetts. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Lincoln, Maine

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TD Bank

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UCU Loan Operations Center

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KeyBank

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MySunny.loan

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Bangor Savings Bank

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Camden National Bank

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TruChoice Federal Credit Union

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+1 (207) 772-0808

www.trufcu.com