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What people think about Lewiston Municipal Federal Credit Union?
Applied for a payday loan second time. Got refused! No suggestion WHY! No clarification. Fishy lender.
Irwin Bailey
Seek elsewhere!! They approve me for a loan but it’s been 3 days and still no money in my account! Tired of waiting…. Not sure I will ever get my funds.
Magdalen Gibson
Said I was approved for a loan. Have been waiting 5 days, still no money I my account. I conclude it’s fake.
Jane Carter I
Unsatisfied client! Was refused for no reason. My credit was average.
Darrick McKenzie
I took loans from Lewiston Municipal Federal Credit Union many times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 5 hours. It’s been three days – no funds. They do not answer emails. Why???
Winifred Sipes
Important
Now you can read general aspects of payday loans.
Payday Loans in Lewiston, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Online payday loans can be the right solution to your sudden financial troubles in Lewiston , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
25% small loan cap
Advantages of Lewiston Municipal Federal Credit Union that offers payday loans in Lewiston, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Lewiston, Maine
Machias Savings Bank
6 Penobscot Valley Ave, Lincoln, ME 04457, USA
+1 (207) 794-2500
www.machiassavings.bank
Northeast Bank - Buckfield
2 Depot St, Buckfield, ME 04220, USA
+1 (207) 336-2371
www.northeastbank.com
Infinity Federal Credit Union
1298 Alfred St, Arundel, ME 04046, USA
+1 (207) 854-6000
www.infinityfcu.com