Bangor Savings Bank Payday Loans Review - Lewiston, Maine

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4.6 12 reviews

882 Lisbon St, Lewiston, ME 04240, USA
+1 (207) 782-2133
www.bangor.com
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–5:30PM
Hours might differ
Tuesday
8AM–5:30PM

Domain Info

Created Date

1996-03-11

Mailing Address

ME

United States

Company Name

Bangor Savings Bank

Bangor Savings Bank

Testimonials

Feedback about Bangor Savings Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Lewiston, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Lewiston, New York is taken out simply and quickly. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Bangor Savings Bank help issue a loan in Lewiston, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lewiston, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as APR.

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Other Payday Lenders in Lewiston, Maine

Atlantic Federal Credit Union

387 US-1, York, ME 03909, USA

+1 (207) 351-1021

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KeyBank

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+1 (207) 786-5400

www.key.com

Bar Harbor Bank & Trust

992 Union St, Bangor, ME 04401, USA

+1 (207) 945-3038

www.barharbor.bank

ATM (Key Bank)

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Franklin Savings Bank

603 Main St, Wilton, ME 04294, USA

+1 (207) 645-2583

www.franklinsavings.bank

The County Federal Credit Union

776 Main St, Presque Isle, ME 04769, USA

+1 (207) 768-5051

www.countyfcu.org

OTIS Federal Credit Union

170 Main St, Jay, ME 04239, USA

+1 (207) 897-0900

www.otisfcu.coop

Atlantic Federal Credit Union

477 Main St, Saco, ME 04072, USA

+1 (207) 282-2962

www.atlanticfcu.com

Citizens Bank ATM

939 US-1, Yarmouth, ME 04096, USA

www.citizensbank.com