Androscoggin Bank Payday Loans Review - Lewiston, Maine

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5 2 reviews

Organization owner?

30 Lisbon St, Lewiston, ME 04240, USA

+1 (207) 784-9164

www.androscogginbank.com

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–4PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

8:30AM–4PM

Hours might differ

Tuesday

8:30AM–4PM

Domain Info

Mailing Address

30 LISBON ST

LEWISTON

04240-7116

United States

Contact Data

rmichaud@androscogginbank.com

+1.2073763516

Testimonials

What people think about Androscoggin Bank?

Below you get acquainted with some of the reviews of our customers.

Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Lewiston, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Lewiston, New York. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Androscoggin Bank that offers payday loans in Lewiston, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments as agreed in the contract.

To get approved for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see