Franklin Savings Bank Payday Loans Review - Jay, Maine

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5 2 reviews

9 Main St, Jay, ME 04239, USA
+1 (207) 897-3982
www.franklinsavings.bank
Wednesday
9AM–3PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
9AM–3PM
Hours might differ
Tuesday
9AM–3PM
Testimonials

Feedback about Franklin Savings Bank?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Payday lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Jay, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Jay, New York is issued simply and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Franklin Savings Bank help take out a payday loan in Jay, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the form. Payday loans in Jay, New York may help level up your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see

Other Payday Lenders in Jay, Maine

Bangor Savings Bank

38 Court St, Houlton, ME 04730, USA

+1 (207) 532-4001

www.bangor.com

Bangor Savings Bank

59 Foster St, Ellsworth, ME 04605, USA

+1 (207) 667-4626

www.bangor.com

MoneyGram

379 South St, Calais, ME 04619, USA

+1 (207) 454-8178

locations.moneygram.com

TD Bank

35 Elm St, Brunswick, ME 04011, USA

+1 (207) 729-7378

locations.td.com

Citizens Bank ATM

Cumberland Farms, 251 Main St, Norway, ME 04268, USA

www.citizensbank.com

KeyBank ATM

188 Main St, Yarmouth, ME 04096, USA

+1 (800) 539-2968

key.com

TruChoice Federal Credit Union

272 Park Ave, Portland, ME 04102, USA

+1 (207) 772-0808

www.trufcu.com

Key Bank ATM

31 Maine Ave, Gardiner, ME 04345, USA

www.keybank.com

TD Bank Operations Center

140 Mill St, Lewiston, ME 04240, USA

+1 (800) 937-5020

tdbank.com