OTIS Federal Credit Union Payday Loans Review - Jay, Maine

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4.1 14 reviews

170 Main St, Jay, ME 04239, USA
+1 (207) 897-0900
www.otisfcu.coop
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-03-15

Mailing Address

ME

United States

Company Name

OTIS Federal Credit Union

OTIS Federal Credit Union

Testimonials

Feedback about OTIS Federal Credit Union?

Here you see the reviews of our clients.
Note

Pay Attention

Lending companies are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Jay, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and fast to issue payday loans in Jay, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will OTIS Federal Credit Union help take out a loan in Jay, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the request. Payday loans in Jay, New York may help improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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