Machias Savings Bank Payday Loans Review - Houlton, Maine

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4.8 4 reviews

138 North St, Houlton, ME 04730, USA
+1 (207) 532-7996
www.machiassavings.bank
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

What people think about Machias Savings Bank?

Below you see some of the reviews of our clients.
Note

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Houlton, Maine

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Houlton, Maine. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of Machias Savings Bank that offers payday loans in Houlton, Maine

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Houlton, Maine

Coldwell Banker Realty - Kennebunkport

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+1 (207) 967-9900

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Jean J St Pierre - Ameriprise Financial Services, LLC

62 Main St, Topsham, ME 04086, USA

+1 (207) 729-0137

www.ameripriseadvisors.com

Camden National Bank

14 Winthrop St, Hallowell, ME 04347, USA

+1 (207) 622-6325

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Camden National Bank

3 Myrick St, Ellsworth, ME 04605, USA

+1 (207) 667-7243

www.camdennational.com

Norway Savings Bank

47 Topsham Fair Mall Rd, Topsham, ME 04086, USA

+1 (207) 725-5950

www.norwaysavings.bank

First Federal Bank

Main St, Damariscotta, ME 04543, USA

Citizens Bank ATM

801 Washington Ave, Portland, ME 04103, USA

www.citizensbank.com

New Dimensions Federal Credit Union

94 Silver St, Waterville, ME 04901, USA

+1 (207) 872-2771

newdimensionsfcu.com

TD Bank

62 W Main St, Fort Kent, ME 04743, USA

+1 (207) 834-6181

locations.td.com