Bangor Savings Bank Payday Loans Review - Houlton, Maine

Your personal information is safe with us
4 3 reviews

38 Court St, Houlton, ME 04730, USA
+1 (207) 532-4001
www.bangor.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1996-03-11

Mailing Address

ME

United States

Company Name

Bangor Savings Bank

Bangor Savings Bank

Testimonials

Feedback about Bangor Savings Bank?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Houlton, Maine

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Houlton, Maine is issued simply and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Bangor Savings Bank help issue a payday loan in Houlton, Maine?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Houlton, me will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Houlton, Maine

Dirigo Federal Credit Union

20 Washington St N, Auburn, ME 04210, USA

+1 (207) 783-0351

www.dirigofcu.com

Machias Savings Bank

193 Middle St, Portland, ME 04101, USA

+1 (207) 774-9300

www.machiassavings.bank

Coldwell Banker Plourde Real Estate

143 Silver St, Waterville, ME 04901, USA

+1 (207) 872-7650

cbplourde.com

J R Tax & Financial Services

1175 Main St, Clinton, ME 04927, USA

+1 (207) 426-9125

Camden National Bank

330 Main St, Old Town, ME 04468, USA

+1 (207) 827-1700

www.camdennational.com

Northeast Bank - Harrison

46 Main St, Harrison, ME 04040, USA

+1 (207) 583-2954

www.northeastbank.com

Bureau of Consumer Credit Protection - Maine

76 Northern Ave, Gardiner, ME 04345, USA

+1 (207) 624-8527

maine.gov

Michelle Maki - Ameriprise Financial Services, LLC

2 Skyline Dr, Jay, ME 04239, USA

+1 (207) 897-5869

www.ameripriseadvisors.com

Bank of America ATM

8 Polar Loop, Brunswick, ME 04011, USA

+1 (844) 401-8500

locators.bankofamerica.com