Gorham Savings Bank Payday Loans Review - Gorham, Maine

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4 4 reviews

64 Main St, Gorham, ME 04038, USA
+1 (207) 839-4450
www.gorhamsavings.bank
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Testimonials

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Above-shown info provides the details about a exact lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Gorham, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Gorham, ny. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Gorham Savings Bank help take out a loan in Gorham, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Gorham, ny will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

Let's see

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Gorham Savings Bank Operations Center

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www.gorhamsavings.bank

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